Share Checking

Discover a checking account that’s easy to use! A Southwest checking account offers easy access with unlimited check writing and the following benefits:

  • No minimum balance
  • No monthly service fee
  • Overdraft protection
  • Courtesy Pay*
  • Unlimited ATM usage at any Southwest Oklahoma FCU ATM location
  • Senior citizens receive 90 checks free each year.

*Courtesy Pay is a service that SWOFCU offers to qualifying share draft holders.

Direct Deposit

Direct deposit allows your salary or retirement checks to be deposited directly into your share or share draft account. This process is easy and saves you from waiting in lines on paydays.

Payroll Deduction

Payroll deduction is another service offered by Southwest Oklahoma FCU. We receive a portion of your check to make loan payments, which can save you time and money, or help you build up your savings.

Click HERE to access our Overdraft Opt-In  information.