WHAT DOES SOUTHWEST OKLAHOMA FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and account balances
- checking account information and credit card or other debt
- payment history and transaction or loss history
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Southwest Oklahoma Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Southwest Oklahoma Federal Credit Union share? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes - information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes - information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | No | We do not share |
| For our nonaffiliates to market to you | No | We do not share |
Questions? Call 888-353-0490 or email: memberserv@swofcu.com
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Collected Information
We collect your personal information, for example, when you:
- open an account or apply for a loan
- make a wire transfer or show your government-issued ID
- show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only:
- sharing for affiliates everyday business purposes – information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
We may collect information regarding your mobile device such as device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance.
For you convenience, you may be asked to grant permission for access to your mobile device’s geolocation data. This information may be collected when you use certain services (such as online and/or mobile banking apps or ATM/Debit cards and apps) that are dependent on your mobile device’s location (such as the location of an ATM or in store transactions.)
If you have enabled location services on your phone and agree to the collection of your location when prompted by the Services, we will collect location data when you use the Services even when the app is closed or not in use; for example, to provide our fraud detection services. If you do not want us to collect this information, you may decline the collection of your location when prompted or adjust the location services settings on your device.
Opting Out of Location Tracking. If you initially consented to the collection of geo-location information through the Services, you can subsequently stop the collection of this information at any time by changing the preferences on your mobile device. Please note, however, that if you withdraw consent to our collection of location information, you may no longer be able to use some features of the App.
Contact Us: If you have any questions or concerns about this Privacy Policy or The App’s data collection or processing practices, or if you want to report any security violations, please contact us by email at: memberserv@swofcu.com or by mail at: 1806 NW Liberty Ave, Lawton, OK. 73507
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Southwest Oklahoma Federal Credit Union has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mailhouse, mortgage companies, mortgage service companies, consumer reporting agencies, data processors, and check/share draft printers. |
| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include TruStage. |
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You are leaving SWOFCU’s website. The credit union is not responsible for the content of any other website. The privacy and security standards of the other sites may differ from those practiced by the credit union. You should review the privacy and security policy of any site before providing any information.
I understand the risks. Continue.